Manage Risks

with Confidence

Fully-Funded Insurance for Public Schools in Texas

Customized Solutions

Tailored insurance coverage and risk management services designed to meet your unique needs.

Accurate Estimates

Precise and transparent assessments that ensure you are offered a fair and trustworthy quote.

Rapid Claims Service

Efficient claims processing so that you receive timely financial support when you need it most.

Insurance Increases Burden School Budgets in Texas

Insurance costs have become a significant financial burden due to escalating premiums.

School districts are being forced to make difficult decisions—including lowering coverage limits—even while the threat of natural disasters, cybersecurity breaches, and liability claims increase.

PEAT understands the role we play as stewards of taxpayer dollars. We have made it our mission to offer relief.


Our Board of Directors

Our Mission

The mission of the Public Educators Association of Texas is to provide comprehensive coverage, prompt and efficient underwriting and policy issuance, rapid and thorough claims handling—at competitive prices and deductibles.

School Insurance Policies in Texas

Property

Recover quickly from even catastrophic damages, minimizing disruptions to the educational process.


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Automobile

Maintain the continuity of school district operations with consistent transportation services for students and staff.


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General Liability

Protect your district against liability risks, supporting a safe and uninterrupted learning environment.


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Crime

Safeguard district funds and property with protection against theft, fraud, and employee dishonesty.


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Educators

Defend educators against claims of negligence or misconduct while keeping a focus on student success.


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Law Enforcement

Provide peace of mind for school-based officers with coverage for legal exposures.


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Equipment
Breakdown

Prevent costly downtime by covering sudden equipment failures that disrupt HVAC, power, and operations.


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Excess
Liability

Extend protection beyond standard limits to safeguard district assets from catastrophic, high-cost claims.


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Guardians &
Marshals

Strengthen preparedness with coverage that supports response planning and recovery after violent incidents.


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Fully Funded for Your Peace of Mind

Did you know that the Public Educators Association of Texas is the only insurance provider for Texas school districts and community colleges backed by fully-funded reinsurance?

This means PEAT purchases reinsurance that completely covers potential claims, ensuring we have the necessary funds to pay our policyholders, even in the event of catastrophic losses.

Your district can feel confident in PEAT's financial stability and our capacity to handle significant claims quickly and completely.

From Our Satisfied School Districts

“We appreciate the fast response and getting the adjuster out quickly. Communication has been great.”

Eula ISD

“We have been with PEAT several years and are pleased with their services.”

Carlisle ISD

“Easy to work with. Prompt and excellent communication.”

New Summerfield ISD



Learn More About PEAT

Get Comprehensive Coverage


Create an Account

For all new accounts, contact Gary Howell at 903-571-1367.

Complete the Application

Submit the Application and Member Adoption Agreement.

Review Your Quote

Review your quote with a dedicated agent.

The ONLY Fully-Funded School Insurance Agency

PEAT is the ONLY fully funded risk management company serving public schools and community colleges in Texas.

Keep operations running smoothly by shielding your school district or community college against financial or legal threats.

Protect your property, your people, and your ultimate purpose—your students—with comprehensive and responsive insurance coverage.


Request a Quote


The Public Educators Association of Texas (PEAT) is a property and casualty fund formed by the Texas Interlocal Cooperation Act to provide coverages for Texas educational institutions.

Coverage

Property
     General Property
     Equipment Breakdown
Automobile
Liability
     General Liability
     Excess Liability
Crime
Professional Liability
     Educators
     Law Enforcement

Resources

New School Application
School Renewal Application
Member Adoption Agreement


903-571-1367

Serving Houston TX, Dallas TX, Tyler TX and all of Texas since 2005.

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